Investment Opportunity
6 Bed HMO in Staffordshire
The Property
This well-refurbished semi-detached property features six generously sized en-suite bedrooms, each offering privacy and comfort for tenants. At the heart of the home is a modern, open-plan communal kitchen that seamlessly integrates dining and living areas, creating a bright and sociable space ideal for shared living. A separate, dedicated laundry room adds further convenience for residents.
Externally, the home boasts a spacious rear garden perfect for outdoor relaxation or entertaining, along with a tidy front garden that enhances curb appeal.
The property underwent a comprehensive back-to-brick refurbishment in 2020, ensuring all aspects – from structural elements to interior finishes – were upgraded to high standards.
Conveniently situated just a short distance from the town centre and the popular Ventura Park retail park, the property benefits from proximity to good schools, a wide range of local amenities, and excellent transport links, including the railway station and key bus routes, making it highly attractive to working professionals and commuters.
Key benefits
- Close to town centre and rail links
- Easy access to M42 and Birmingham
- All rooms en-suite
- Good sized rear garden
Current Status
- Off Market
Images
Floorplan
The Numbers
Here’s a full breakdown of the numbers
| Purchase Price | £375,000.00 |
| PCM | PA | |
| Rental Income | £3,760.00 | £45,120.00 |
| Water | £158.00 | £1,896.00 |
| Gas/Electric | £200.00 | £2,400.00 |
| Council Tax | £203.00 | £2,436.00 |
| TV | £15.00 | £180.00 |
| Cleaner | £140.00 | £1680.00 |
| Broadband | £32.40 | £388.80 |
| Management, Voids Maintenance | £639.20 | £7670.40 |
| Insurance | £39.00 | £468.00 |
| Operating Expenses | £1,426.60 | £17,119.20 |
| Net Income (NOI) | £2,333.40 | £28,000.80 |
| Debt Service (Int only @ 4.99%) | £1,048.94 | £12,587.28 |
| £1,284.46 | £15,413.53 |
| Deposit | £93,700.00 | |
| Stamp Duty | £27,500.00 | |
| Legals | £1,500.00 | |
| Fees (inc VAT) | £9,000.00 | |
| Cash Employed | £131,750.00 |
| ROCE | NOI / Cash Employed | 21.25% |
| DSCR | NOI / Debt Service | 2.22 |
The Deal
What we’re proposing
We are seeking an investment of £122,200 to fund the purchase and associated costs of this 6 bed HMO in Staffordshire. The investment will be used to cover all acquisition and legal expenses.
The property is structurally sound, fully refurbished and already fully tenanted.
In return, the investor will receive a fixed interest return, with terms to be agreed based on the loan duration and security offered. This structure provides the investor with a predictable, hands-off return, secured against a tangible asset, without the need for equity ownership or ongoing involvement.
Who Are We?
Joseph Cleary
Co-Founder
Cameron Cleary
Co-Founder
Our History
Our journey began in the plumbing industry, where Joseph first established himself as a general plumber before specialising in boiler and heating systems. With years of hands-on experience and a growing client base, Joseph’s reputation for quality work and reliability quickly set him apart. Cameron entered the trade as an eager apprentice under Joseph’s guidance, soaking up skills and knowledge with determination. Over time, he developed the expertise to handle complex jobs independently. Our shared values and work ethic naturally evolved into a business partnership, setting the stage for our next chapter – property investment.
Our Skills
Together, we bring a robust skillset to every project. Joseph’s depth of experience with heating systems, diagnostics, and practical thinking pairs perfectly with Cameron’s precision, fresh perspective, and adaptability on-site. Between us, we offer a full suite of solutions, from sourcing to planning and management to investor support and reporting. Our background in troubleshooting and working in diverse properties gives us an edge when evaluating and upgrading homes – skills we’re now channeling into creating homes that generate returns – and change lives.
Our Vision
Driven by a shared passion, we are focused on transitioning into the world of HMOs (Houses in Multiple Occupation). Our goal is to not only renovate high-quality shared homes but to create efficient, well-managed spaces that meet the needs of modern tenants. By working with investors, we aim to offer rewarding, hands-free opportunities in property while maintaining our commitment to craftsmanship and service.
We believe HMOs are more than just a business model – they’re a chance to provide affordable, well-maintained homes in communities that need them most. With our hands-on experience in renovation and property maintenance, we’re well-equipped to oversee every aspect of a project, from sourcing and refurbishing rundown properties to managing ongoing tenant needs with professionalism and care. Our practical background ensures no detail is overlooked, and our commitment to quality means every property we touch is built to last.
Looking ahead, we envision building a diverse portfolio of high-performing HMOs across strategic investment areas. We want to collaborate with like-minded investors who are looking for passive income and long-term growth, all while making a positive impact in the housing market.
Contact Details
If you have any questions or would like any more information please contact
Joe or Cameron
on